Property Finance FAQs – Answers for Investors and Developers

We focus on business and commercial finance which includes a broad range of different products. These include property development finance, bridging loans and auction finance, commercial mortgages, buy-to-let mortgages for landlords and business loans to name but a few. We also provide property-related insurance solutions. We do not provide standard residential mortgages for owner-occupiers.

Our clients include property developers, professional landlords, investors and business owners who need funding or insurance tailored to property projects and commercial ventures.

Depending on the circumstances of your case and the lender, bridging loans can be completed in as little as 1-2 weeks. Complex cases may take longer, but our role is to keep the process moving to meet your timescales.

Development finance is a short-term loan designed to fund the construction or refurbishment of residential or commercial property. This could also include the purchase of land for ground-up new build development. Funding is usually released in stages as work progresses, with interest usually charged only on the drawn-down amounts.

A bridging loan is designed to provide short-term capital quickly (for example for auctions or chain breaks), whilst development finance is structured specifically to fund construction or refurbishment of major projects.

Yes. We work with lenders that specialise in commercial and mixed-use property, including retail, office, industrial, and residential components.

Yes, we source competitive buy-to-let products for professional landlords, including those with large or complex portfolios, and those in ownership structures such as SPVs and LLPs.

We typically arrange finance solutions from £250,000 to well over £25m+, depending on the lender and type of funding required. Smaller loans may be considered for bridging loans or business finance.

This depends on the loan type, lender and circumstances. Many business loans are secured against property or other assets, while some may be unsecured if supported by strong financials.

We can arrange for a wide range of property-related insurances, including building insurances, contractor all risks insurance and landlord insurance (including rent guarantee). See our insurances page for more information

Yes. We are able to source finance for international investors and developers who want to fund UK property projects, though additional requirements and criteria may apply.

This will vary depending on the lender and circumstances, however typically lenders will require you to contribute 20-30% of the total project costs. In some cases up to 100% of project costs may be financed.

Our fees depend on the size and complexity of each case. We are always transparent and will confirm all costs upfront before you proceed.

We have access to a wide network of banks, specialist lenders, and private finance providers. We consider your circumstances and all aspects of your project and match your requirements with lenders best suited to your project, terms and timescales.

Simply contact us with details of your project or finance requirements and we'll arrange an initial no-obligation consultation with you to discuss in more detail, review your options and outline the best routes to funding.